Refused Elsewhere? Shop the Catalogue on 12 Easy Payments

Pay monthly catalogues on finance — how it works

Catalogues on finance let you choose something you need now and spread the cost over regular payments instead of paying everything up front. Pay monthly catalogues work the same way, with payments set to suit a monthly budget, while pay weekly catalogues suit people who are paid each week.

Many shoppers search for buy now pay later catalogues or no credit check catalogues because they have been turned down by mainstream lenders. Our partner shop offers No Credit Checks as a feature: rather than a score cut-off, it looks at whether the payments fit your circumstances today.

For a first order, the first four payments build payment history before dispatch. Repeat orders can be dispatched without that first-order waiting period, subject to the partner shop's terms.

Before you apply, read our acceptance checklist, compare the ways to spread the cost, and see the full guide to pay monthly catalogues on finance. You can also browse TVs on finance, pay monthly sofas and appliances on finance.

Only take on payments you are confident you can keep up. If money is tight, free help is available from MoneyHelper and StepChange.